VK Realty, PNW Real Estate

Guides and short reads.

Plain answers to the questions people ask me most, about buying, selling, investing and renovating around Snohomish County.

Free guides

An open entry into a bright great room
For buyers

The Snohomish County buyer’s guide

Every step from first call to keys, the documents you’ll need, and the questions to ask on tours.

A white farmhouse with a fenced front lawn
For sellers

The seller’s prep guide

What to fix, what to skip, and how to get the house photo-ready without overspending.

Aerial view over Snohomish and the river valley
For investors

Your first rental property

How to read a rental’s numbers, financing options, and landlord basics in Washington.

A new backyard cottage with its own garage
For renovators

Buying to renovate, or adding an ADU

Judging a fixer, budgeting the work, and what to check before adding a second unit.

Articles

Investing
Cap rate vs. cash-on-cash: how to read a rental’s numbers

Two numbers, two different questions. Here’s what each one tells you, with a worked example.

Buying
Pre-qualified vs. pre-approved: what sellers actually look for

One is an estimate, the other is a lender’s commitment. Why the difference matters when you write an offer.

Selling
Buy first or sell first? Your options, side by side

Rent-backs, contingent offers and bridge loans, and who each one fits.

Renovating
Cosmetic or structural? Reading a fixer on a tour

What to look at in the first ten minutes, and what needs an inspector or contractor to judge.

Buying
How earnest money works in Washington

How much, where it goes, and the contract terms that decide whether you get it back.

Renovating
Before you add an ADU: the questions to ask first

Zoning, utilities, parking, permits and cost. A checklist for the planning stage.

Selling
What to fix before you list, and what to skip

The small projects that tend to pay off, and the big ones that usually don’t.

Investing
House hacking: live in one unit, rent the other

How owner-occupied financing works for small multifamily and homes with an ADU.

A short market note, every other week.

What sold, what changed, and one useful idea. Personal, short, never salesy.