The payment covers principal, interest, property tax and insurance, plus mortgage insurance when you put down less than 20%.
In every town here, with $60,000 down at 7.18%.
Want a real number? Ilya, the lender on my team, can give you one.
Estimates only, not a loan offer. Typical sale is the median sale price of homes and condos with that town’s address, August through October 2026; based on information from the Northwest Multiple Listing Service, not guaranteed. Property tax uses the Snohomish County Assessor’s typical 2026 levy rate for each city (Bothell: the Snohomish County side), applied to the price. Interest rate: Freddie Mac’s weekly average for a 30-year fixed loan, November 5, 2026; yours depends on credit, down payment and loan type. Insurance: about $1,600 a year, a 2026 Washington average (Insurify). Mortgage insurance: 0.75% of the loan a year when you put down less than 20%; it typically runs 0.46% to 1.50% (Urban Institute).